The Suite Life of Zack & Cody (2005)

S02E12 Neither a Borrower Nor a Speller Bee

Zack takes out a loan from a guest named Maynard to fund his video game habit, but grows increasingly anxious when he finds himself unable to repay the debt. Meanwhile, Cody decides to participate in a spelling bee. In another storyline, London and Maddie step in to assist a homeless family in need.